Homeowner Assistance
Homestead/Senior Citizen Tax Deduction
This benefit reduces your real property's assessed value by $73,350 prior to computing the yearly tax liability.
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Foreclosure Prevention Resources
DHCD, through a network of DC community-based organizations, provides counseling services for homeowners who are behind in their mortgage payments, or who are subject to foreclosure
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This benefit reduces your real property's assessed value by $73,350 prior to computing the yearly tax liability.
Learn More>>
Foreclosure Prevention Resources
DHCD, through a network of DC community-based organizations, provides counseling services for homeowners who are behind in their mortgage payments, or who are subject to foreclosure
Learn More>>
Home Buying Assistance
Home Purchase Assistance Program (HPAP)
The Home Purchase Assistance (HPAP) program provides interest-free loans and closing cost assistance to qualified applicants to purchase single family houses, condominiums, or cooperative units. The loan amount is based on a combination of factors, including income, household size, and the amount of assets that each applicant must commit toward a property’s purchase. The loan is subordinate to a private first trust mortgage.
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Mortgage Credit Certificate
DCHFA’s mortgage credit certificate, launched in 2016, allows eligible first-time buyers to use 20 percent of mortgage interest paid as a credit against the balance owed on income taxes.
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DC Open Doors
The program is open to all applicants as long as they don’t currently own a home, are buying a home in the District and have an individual borrower income no more than $125,580. A credit score of 680 or higher is required for loans with a 5 percent down payment.
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NACA (PRIVATE PROGRAM)
NACA provides both comprehensive housing counseling and access to an incredible mortgage. NACA has over $13 Billion committed from some the country's largest lenders with everyone receiving these extraordinary terms:
Learn More>>
The Home Purchase Assistance (HPAP) program provides interest-free loans and closing cost assistance to qualified applicants to purchase single family houses, condominiums, or cooperative units. The loan amount is based on a combination of factors, including income, household size, and the amount of assets that each applicant must commit toward a property’s purchase. The loan is subordinate to a private first trust mortgage.
Learn More>>
Mortgage Credit Certificate
DCHFA’s mortgage credit certificate, launched in 2016, allows eligible first-time buyers to use 20 percent of mortgage interest paid as a credit against the balance owed on income taxes.
Learn More>>
DC Open Doors
The program is open to all applicants as long as they don’t currently own a home, are buying a home in the District and have an individual borrower income no more than $125,580. A credit score of 680 or higher is required for loans with a 5 percent down payment.
Learn More>>
NACA (PRIVATE PROGRAM)
NACA provides both comprehensive housing counseling and access to an incredible mortgage. NACA has over $13 Billion committed from some the country's largest lenders with everyone receiving these extraordinary terms:
- No Down Payment
- No Closing Costs
- No Points or Fees
- Below Market 30-year or 15-year Fixed Rate
- No Credit Score Consideration (approval based on individual circumstances)
Learn More>>